Help farmers access affordable credit before the season starts. Increase loyalty and production.
Based on a farmer’s delivery history, we offer micro‑loans that are repaid from future harvest proceeds.
Your cooperative acts as an agent – you get a small commission, farmers get timely inputs.
Why financing builds stronger communities
When farmers can buy better seeds and fertiliser on time, your cooperative receives higher volumes.
Risk‑based lending
Uses actual delivery data to set loan amounts.
Automatic deduction
Repayments are taken from harvest payments automatically.
Key features
Here’s what makes Pre‑Season Financing unique for your agribusiness.
Risk‑based lending
Uses actual delivery data to set loan amounts.
Automatic deduction
Repayments are taken from harvest payments automatically.
- Keep farmers loyal
- Increase volumes
- Generate additional revenue for the cooperative
Options & packages
Choose the plan that fits your cooperative’s size and needs.
Input financing (seeds, fertiliser)
Cash advance for school fees etc.
Asset financing (water pump, solar)
All plans include dedicated support and training. Contact us for custom enterprise quotes.
Frequently asked questions
The loans are underwritten by KilimoVest, not your cooperative.
Qualified farmers receive funds within 48 hours.